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Jumbo Loan
Loan amount exceeds the limits for a conventional conforming loan.
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Non-QM Bank Statement
Self-employed borrower with excellent credit whose income stated on their tax return won’t qualify them for the luxury home they can afford. Qualify with 100% on Personal Account Deposits and 50% on Business Account Deposits (12 consecutive months).
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Non-QM DSCR (Debt Service Coverage Ratio) Program
DSCR (Debt Service Coverage Ratio) Program.
This is the easiest program among all of the Non-QM programs.
Income/Employment Status/Tax Return is not required. -
WVOE
Wage earner borrowers Only
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P&L (Self Prepared Profit & Loss Only)
Self-employed Only
Borrower signed P&L Allowed -
No Doc No Credit
Super Easy Qualify.
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HELOC
Home Equity Line Of Credit.
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Closed End Second
Standalone & Piggyback.
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Affordable Housing Portfolio Loan
Min. Down Payment 20%; WVOE and CPA P&L are Available.
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Equity Solutions
Easy Qualified Closed End Second.
No Tax Return & W2 Needed for Second Loan; Available for Invesment. -
Portfolio Program
Portfolio Bank Statement/DSCR/FN DSCR.
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Temporary Buydown
The First-year Rate is Equal to Note Rate Minus 2%;
The Second-year Rate is Equal to Note Rate Minus 1%……
